Retirement Plans
Through selected vendors, your RAM
team can provide all of the required services to create,
service, communicate, and assure regulatory compliance
of your company’s
qualified retirement plans.
An extensive initial evaluation of current programs to
identify areas of concern and opportunity, including compliance
and reporting, plan expenses, investment performance, efficiency
of administration, and the effectiveness of employee communication.
We assess your plan as a part of overall compensation planning
and budgetary objectives, and identify opportunities to
cost effectively improve your plan provisions and services.
With mergers and acquisitions, we work closely with our
legal partners during the due diligence process to identify
and rectify all existing compliance problems with predecessor
employer plans which you may control, as a result of the
acquisition.
We assist you to develop and implement effective employee
communications programs specific to your employees, and
designed to minimize fiduciary exposure.
Your RAM team provides an oversight role to insure your
plan remains in compliance by meeting all IRS testing requirements
and ERISA reports accurately and on time.
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