Executive Benefit Plans
RAM advises and assists client senior management
to develop innovative and customized executive benefit
plans that are designed to meet the unique needs of
your highly compensated senior management team and other
key employees. While these executive benefit plans are
effective tools in the recruitment and retention of executives,
they also take full advantage of current tax laws and regulations
to achieve maximum benefits in the most tax efficient manner
for both your company and the covered executives. Complete
planning also protects your company’s financial loss
from the death, total disability, or pre-mature departure
of an executive employee stockholder, or a key member of
your management team. Some of the tools we use to meet
specific executive benefit goals, include:
- Pre-retirement and post-retirement personal
life insurance
- Supplemental disability income
- Business travel accident plans
- Executive reimbursement plans for healthcare expenses
not covered by the medical, dental, and vision care insurance
or healthplans.
- Highly tax leveraged lifetime Long Term Care plans for
the executive and spouse.
- Supplemental retirement plans exclusively for the executive
group, which can provide different benefit levels for selected
executive classes.
- Total disability and Post-retirement planning.
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